The KEY USA LLC Terms & Conditions:
Terms and Conditions of Use
Effective 9/2025
Welcome to the website of The Key USA LLC (“Company,” “we,” “our,” or “us”). By accessing
or using this website and our consulting services (collectively, the “Services”), you agree to be
bound by the following Terms and Conditions (“Terms”). If you do not agree to these Terms, do
not use our Services.
1. Nature of Services
The Key USA LLC provides consulting services specializing in sharing general information
about:
• Establishing a business in the United States,
• Learning about the U.S. banking system and how it functions, and
• Understanding how, under certain lawful circumstances, individuals with an ITIN may
build credit and potentially access funds through banks.
Our Services are educational and informational in nature only. We are not a bank, lender,
financial institution, legal practice, or tax advisory service.
2. No Guarantees or Promises
The Key USA LLC does not represent, warrant, or guarantee:
• That you will achieve any particular outcome, result, or benefit from using our Services,
• That you will be approved for credit, loans, or banking services,
• That you will be able to access funds, or
• That any strategy, suggestion, or information provided will result in profit, financial gain,
or any specific result.
All decisions you make based on our Services are solely your responsibility.
3. Limitation of Liability
To the fullest extent permitted by Florida law and applicable U.S. federal law:
• The Key USA LLC shall not be liable for any direct, indirect, incidental,
consequential, or special damages, including but not limited to financial loss, loss of
data, business interruption, or claims of third parties, arising from or related to the
use of our Services.
• You expressly waive any right to seek damages or hold The Key USA LLC responsible
for outcomes, whether under contract, tort, negligence, strict liability, or otherwise.
4. No Attorney-Client or Fiduciary Relationship
Your use of our Services does not create an attorney-client, accountant-client, or fiduciary
relationship. You should seek advice from qualified legal, financial, or tax professionals before
making decisions that affect your business or personal finances.
5. User Responsibilities
You agree that you are solely responsible for:
• Ensuring your compliance with all applicable laws, rules, and regulations, both in the
U.S. and your home country,
• Using our Services lawfully, and
• Making your own independent evaluations of any decisions or actions.
6. Governing Law and Venue
These Terms shall be governed by and construed under the laws of the State of Florida and
applicable federal laws of the United States. Any disputes shall be resolved exclusively in the
state or federal courts located in Miami-Dade County, Florida, and you consent to the
jurisdiction of such courts.
7. Changes to Terms
We reserve the right to update, modify, or replace these Terms at any time without prior notice.
Continued use of the Services after such changes constitutes your acceptance of the revised
Terms.
8. Disclaimer
The information and consulting services provided by The Key USA LLC are for general
educational and informational purposes only. We are not a bank, financial institution, law
firm, or tax advisory service, and we do not provide legal, financial, tax, or investment advice.
Nothing presented by The Key USA LLC should be construed as a guarantee of future results,
financial success, credit approval, or access to funding. All outcomes depend on factors outside
of our control, including but not limited to financial institutions, regulators, government
agencies, and your own actions.
By using our Services, you acknowledge and agree that you are solely responsible for any
actions you take or fail to take, and that The Key USA LLC shall have no liability for any losses,
damages, claims, or disputes arising from reliance on our Services or materials.
9. Entire Agreement
These Terms constitute the entire agreement between you and The Key USA LLC regarding the
use of our Services and supersede all prior agreements or understandings.
